Hi! I'm Enda...
Your Mortgage Consultant!
Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.
Every one of our Mortgage Consultants can walk you through our products in detail – probably more detail than you want, in fact. So they definitely know their stuff.More importantly, they want to know about you: What's your goal?
Home financing tailored to meet your needs
We have a full suite of mortgage programs to meet your needs and give you a competitive edge:
01Fixed & adjustable rate mortgages
02Federal Housing administration loans (FHA)
03Veterans affairs loans (VA)
Where can we help you thrive?
Are you looking to buy your first home? Need help managing your mortgage payment?
Trying to figure out how to afford that renovation? Whatever you situation is, we've got the answers.
Select a module
First time homebuyerLearn more
Mortgage managementLearn more
Equity managementLearn more
Financial plannerLearn more
Estate planning attorneyLearn more
Divorce attorneyLearn more
Know Your Monthly Mortgage Payment
What my clients say...
Mar 21, 2023
Mar 8, 2023
Saint Paul, MN
Mar 7, 2023
Mar 3, 2023
Maple Grove, MN
Feb 9, 2023
Saint Anthony, MN
Jan 22, 2023
Mendota Heights, MN
Jan 11, 2023
Jan 3, 2023
Stephanie Van Vorst
Dec 24, 2022
Saint Paul, MN
Dec 1, 2022
Nov 30, 2022
Lake Elmo, MN
Nov 16, 2022
Lake Elmo, MN
Nov 8, 2022
Saint Paul, MN
Nov 3, 2022
Saint Paul, MN
Oct 11, 2022
Oct 10, 2022
President and CEO of Prosperity Home Mortgage, LLC, parent company of Edina Realty Mortgage
"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."
4.96 of 5.00
Our average client rating. YTD 12/2021 on experience.com
Explore the local area. Find restaurants, delivery, movers, and more...
Thai Street Market
Thai Street Market is so good!! I got their drunken fried rice and their Thai Green curry with chicken. The drunken rice was super spicy and flavorful. The...Read more on Yelp+1 (651) 488-0531
1665 Rice St, Saint Paul, MN 55117
New Fresh Wok
I had a delightful lunch here recently-- the robot cat waitress was the cutest thing I have seen in recent memory. The value was great, very solid lunch for...Read more on Yelp+1 (651) 645-8882
1535 Larpenteur Ave W, Falcon Heights, MN 55113
Fresh, flavorful food! Generous portions. Fast, friendly service. shish! Highly recommend to feed your cravings!Read more on Yelp+1 (651) 690-2212
1668 Grand Ave, Saint Paul, MN 55105
Tongue In Cheek
We sat in the patio because inside was a little louder. We ordered the cocktail flights to start. The flight includes one of each taste: sweet, spicy,...Read more on Yelp+1 (651) 888-6148
989 Payne Ave, Saint Paul, MN 55130
Awesome Food try the farm house burger the best I'm going to try all menu I did like steak eggs rolls thanks Brittany .. MoeRead more on Yelp+1 (651) 200-4645
1885 Perimeter Dr, Roseville, MN 55113
A-Side Public House
Had an amazing dinning experience here and have to say I was blown away. It's such a unique fire house building that offers coffee and beers best of both...Read more on Yelp+1 (651) 756-1351
754 Randolph Ave, Saint Paul, MN 55102
Mall of St. Paul
There are dozens of vendor booths. The staff is very helpful and friendly and the environment welcoming. When I came in I told an employee what I was...Read more on Yelp+1 (651) 647-6163
1817 Selby Ave, Saint Paul, MN 55104
Dilly Dally Gift Shop
Little gift store in downtown Hudson that you should stop in if you are shopping for a gift for somebody. They have Curly Girl artwork and gift items which...Read more on Yelp+1 (651) 560-3384
261 7th St W, Saint Paul, MN 55102
Mall of America
This really is the largest mall in America! I remember reading about it in the Guinness World record book as a kid so it was cool to visit. It definitely...Read more on Yelp+1 (952) 883-8800
60 E Broadway, Bloomington, MN 55425
Can Can Wonderland
Can Can is amazing. That's all I really need to say but I'll go on. We hosted an event here with my company and used their side room- there was a...Read more on Yelp+1 (651) 925-2261
755 Prior Ave N, Saint Paul, MN 55104
This is fun. Pop some money into the change machine, get tokens, play games. Yes. Lots of pinball games, lots of classic arcade games. We played some Tron...Read more on Yelp+1 (612) 823-3487
3012 Lyndale Ave S, Minneapolis, MN 55408
Ice Castles Minnesota
A so so cool and surreal experience being a native Californian! Right as you walk in, you are surrounded by ice castles that make you feel like the size of...Read more on Yelp
1500 Old Hwy 8, New Brighton, MN 55112
I'm here to answer all
your mortgage questions
Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
What's the difference between an adjustable and a fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.
What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.
Take a look
inside our world
Looking at how we do business at Edina Realty Home Loans Mortgage is as simple as a conversation. Are you ready to step inside?